Better-Than-Free Checking

Some banks’ claim to fame is no-frills “free checking”. The problem is that their service doesn’t have many frills either! If you appreciate “frilly” service, you’ll appreciate us!

Start with a basic personal or business checking account, or choose between Independence, Freedom 50, or Freedom 50 PLUS account to add fantastic “lifestyle” services, insurance protection, and other neat stuff to your cash management account. With any of our accounts you get a heapin’ helpin’ of good old-fashioned one-on-one service when you need us!

You also get a FREE DEBIT CARD, if you and your credit qualify.

FREE access to Libby, too!


Independence Checking

Get the most bang for your bucks with the Independence account.

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Freedom 50/Freedom 50 Plus

50 or Better financial freedom package.

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Personal Checking

A basic cash management tool!!

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N.O.W. Interest Bearing Account

Get paid interest on your checking account!

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Thrifty Checking

If you are looking for a basic checking account with no fees, then look no further!  

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Business Checking

We are THE small bank for small business!

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Compare Features

Compare personal account features so you can make the best choice for your money.

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Checking and Savings Online Application

Complete our online application now.

Complete Application


Order checks Online

It’s easy and convenient to order your checks online. 

Order Checks