DISCLAIMER

We are not lawyers, but we do feel it is our responsibility to point out that there is additional fine print you need to read when you open an account or take out a loan with us. We'd be happy to "snail-mail" some disclosures to you if you have a particular interest at this time. You will obviously get a copy at the time you allow us to serve you. Our advertising here on the Web is intended for informational purposes only, to show you why you should be banking with us!

WEBSITE PRIVACY STATEMENT

The Farmers Bank of Liberty has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses the information gathering and dissemination practices for this Web site: fblbank.com

Personal Information
This Web site does not request any personal information or collect any information that personally identifies you or allows you to be personally contacted.

Since we do not collect any personal information on this Web site, we do not share any personal information with any third parties nor do we use any personal information for any purposes.

External Links
This site contains links to other sites. fblbank.com is not responsible for the privacy practices or the content of such Web sites.

Contacting the Web Site
If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact:

info@fblbank.com

The Farmers Bank of Liberty Privacy Policy

Your Privacy Is Important To Us

The Farmers Bank of Liberty respects your right to confidentiality and takes every possible measure to ensure that your personal information remains safe and secure. We value your business and hope you will remain our customer for many years to come. Please feel free to call us if you have any concerns or questions about your accounts and personal information.

Our Privacy Disclosure Policy

This is The Farmers Bank of Liberty's privacy notice for our customers. We are committed to respecting the individual privacy of consumers. In accordance with federal regulations, we are giving you this notice to tell you how we use information about you and your account. We will not share nonpublic personal information about you with nonaffiliated third parties, except as permitted by law and we will continue to protect your privacy. We intend to comply with Federal law, but if State law provides you with greater protection, we will follow State law.

Categories of Information That We May Collect.

We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms, including, but not limited to: your name, address, social security number, assets, and income. Information about your transactions with us, our affiliates, or others, including, but not limited to your account balance, payment history, parties to transactions, and credit card usage. Information we receive from a consumer reporting agency including, but not limited to: your credit worthiness and credit history.

Categories of Information That We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to nonaffiliated third parties, except as permitted by law.

Disclosure As Permitted By Law

We may disclose all of the information as we collect, as described above to service providers and companies that perform marketing services on our behalf (for example, check printing companies).

Confidentiality and Security

The Farmers Bank of Liberty restricts access to nonpublic personal information about you to those bank employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with FDIC standards to guard your nonpublic personal information. As required by Federal law, we will notify you of our Privacy Policy annually. We reserve the right to modify this policy at any time. If you have questions or concerns about the integrity of your account information, please contact us.