Competitive Rates

We do our level best to keep our rates competitive across the board day in, day out.

You won’t find an odd-duck “special” gimmick here. Other banks try to sway you with a special rates while they penalize good customers who don’t shop around by keeping their regular rates lower.

Can you find a “special” deal higher than our every day great rate? Maybe.

Will you find a bank that cares more about you and your community? We doubt it.

Will you find a bank with better service? Our money says you can’t!

Savings Plans

Account Type Annual Percentage Yield Simple Interest Rate Minimum Balance
Passbook Savings .15% .15% $ 10.00
Golden Savings .15% .15% $ 500.00
IRA Savings .15% .15% $ 10.00
Insured Money Fund .20% .20% $2,500.00
N.O.W. Checking .10% .10% $1,000.00
Freedom 50 .10% .10% $1,500.00
Freedom 50 Plus .10% .10% $1,000.00

Certificates of Deposit
GOVERNMENT-INSURED

Account Type Annual Percentage Yield Simple Interest Rate Minimum Balance
30 days .15% .15% $1,000.00
91 days .15% .15% $1,000.00
182 days .25% .25% $1,000.00
12 months .35% .35% $  500.00
IRA – 12 months .45% .45% $  500.00
18 months .45% .45% $  500.00
24 months .55% .55% $  500.00
30 months .65% .65% $  500.00
36 months .90% .90% $  500.00
48 months 1.15% 1.15% $  500.00
IRA – 48 months 1.25% 1.25% $  500.00

Penalties for early withdrawal may apply. Please see us for details.
*Rates effective as of February 1, 2016 – Rates subject to change without notice
The Farmers Bank of Liberty reserves the right to limit the availability of CD investments to local individual depositors.